• HOME
  • RETAIL vs WHOLESALE
  • LOAN PROGRAMS
    • CONVENTIONAL
    • FHA
    • VA
    • SELF-EMPLOYED
    • JUMBO
    • BANK STATEMENT
    • ASSET UTILIZATION
    • REVERSE
    • DOWN PAYMENT ASSISTANCE LOANS >
      • FREE GRANT DPA
    • DSCR - NO INCOME INVESTOR PROGRAM
    • DOCTOR LOAN
    • CANNABIS OWNERS
  • TIPS
  • LEARN
    • 10 DO's and DONT's
    • WHAT ARE POINTS?
    • SHOULD I PAY POINTS?
  • OUR MORTGAGE PROCESS
    • LOAN APP CHECKLIST
  • FIRST APPOINTMENT CALL
  • MEET DEREK
  • TESTIMONIALS
  • BANKS WE WORK WITH
  • APPLY NOW
  • WHO IS C2 FINANCIAL?
    • C2 ADVANTAGE
  • CONTACT DEREK
#LENDCA
  • HOME
  • RETAIL vs WHOLESALE
  • LOAN PROGRAMS
    • CONVENTIONAL
    • FHA
    • VA
    • SELF-EMPLOYED
    • JUMBO
    • BANK STATEMENT
    • ASSET UTILIZATION
    • REVERSE
    • DOWN PAYMENT ASSISTANCE LOANS >
      • FREE GRANT DPA
    • DSCR - NO INCOME INVESTOR PROGRAM
    • DOCTOR LOAN
    • CANNABIS OWNERS
  • TIPS
  • LEARN
    • 10 DO's and DONT's
    • WHAT ARE POINTS?
    • SHOULD I PAY POINTS?
  • OUR MORTGAGE PROCESS
    • LOAN APP CHECKLIST
  • FIRST APPOINTMENT CALL
  • MEET DEREK
  • TESTIMONIALS
  • BANKS WE WORK WITH
  • APPLY NOW
  • WHO IS C2 FINANCIAL?
    • C2 ADVANTAGE
  • CONTACT DEREK

LEARN HOW TO GET LOW WHOLESALE MORTGAGE RATES IN CALIFORNIA

SEE EXAMPLES

Stop Shopping for Your Mortgage (and getting lied to).

We'll do the Shopping for You!


Derek McClintock - "Your Personal Mortgage Shopper"

With offices in San Diego and Scottsdale, Derek McClintock has helped thousands of clients achieve their homeownership goals over the past 23 years, funding more than $850 million in mortgage loans along the way. Known by many clients as “Your Personal Mortgage Shopper,” Derek takes the time-consuming and confusing process of comparing mortgage options off your plate so you can focus on finding the right home.
Through C2 Financial, one of the nation’s largest wholesale mortgage brokerages, Derek has access to over 60 banks and lenders using just one application. Because every lender has different strengths, guidelines, and pricing, having access to multiple loan options can help save clients both time and money.
Whether you're buying a home, refinancing for a better rate, lowering monthly payments, or accessing equity to pay down debt, Derek brings experience, transparency, and a strong commitment to customer service every step of the way.
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Derek McClintock
Senior Loan Officer
NMLS# 331867
Direct: 619-647-3069
​Email me

​
APPLY NOW

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THE MAIN TYPES OF MORTGAGE LOANS THAT WE DO AND DO VERY GOOD!
​
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CONVENTIONAL LOANS
Click the picture above for examples
​
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VA LOANS
Click the picture above for examples
​
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FHA LOANS
Click the picture above for examples
​
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​REVERSE MORTGAGES
More Info Coming Soon! 
​ 

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BANK STATEMENT LOANS
For self employed borrowers who write off
​a lot of their income.  Loans up to $5,000,000 or higher on a case by case basis.
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JUMBO LOANS
For larger loan amounts.
Click the picture above for more information.
THANK YOU
Thank you for visiting my temporary page as my new and improved Californnia mortgage website is being built.  In the meantime, click on the links on this site and learn how you can get wholesale mortgage rates in the state of California and the differences between banks, direct lenders and us, America's LARGEST wholesale mortgage broker. 

​Also, check out our
testimonials to see how we are saving our clients MASSIVE amounts of money on their mortgage transactions.

Please let us know what questions my team and I can answer for you.  We look forward to speaking with you.
TIPS FROM DEREK
Curious what a new monthly payment might be for you?  Use the calculator below to get an idea what your monthly principle & interest payment might be. But, make sure you call or email Derek so he can go over with you where current interest rates are for your particular situation.

MortgageCalculator.org

Javascript Mortgage Calculator by MortgageCalculator.org

Current homeowners - You get monthly statements from your financial advisor, now you can get a monthly statement from your preferred loan officer.  Ask Derek for more information or click the image below.  This FREE monthly report is amazing.
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T E S T I M O N I A L S

People LOVE Getting Unexpected Money!

"Derek is truly amazing. I started my VA loan with my certain "military" credit union (like most seem to do) and I thought I was getting a good rate because I am active military and they cater to us.  When my real estate agent told me to talk to Derek and see what he could do, I was hesitant, but called him and he got me the same interest rate, but also over $12,000 in lender credit towards my closing costs which covered ALL of my closing costs.  The credit union was giving me nothing.  I am SO glad I was introduced to Derek.  I saved over $12,000 in my pocket that I wasn't expecting to.  I cannot recommend him and his team enough.  Use them, you won't be sorry!"
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Christian B., VA Buyer

Contact Derek Today!

​Derek McClintock
"Your Personal Mortgage Shopper"
​Certified Mortgage Planner 

Senior Loan Officer
San Diego, CA  |  
Scottsdale, AZ

Direct Cell / Text:  619-647-3069 (best contact)
Web:     McClintockMortgage.com
Email:   McClintockMortgage @ gmail.com (no spaces)

​NMLS# 331867 |  AZ LO# 0946723
CA DRE# 01361776


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C2 Financial Corporation is licensed by the NMLS # 135622, AZ Mortgage Broker # 919209 and California Department of Real Estate, Broker # 01821025
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  • HOME
  • RETAIL vs WHOLESALE
  • LOAN PROGRAMS
    • CONVENTIONAL
    • FHA
    • VA
    • SELF-EMPLOYED
    • JUMBO
    • BANK STATEMENT
    • ASSET UTILIZATION
    • REVERSE
    • DOWN PAYMENT ASSISTANCE LOANS >
      • FREE GRANT DPA
    • DSCR - NO INCOME INVESTOR PROGRAM
    • DOCTOR LOAN
    • CANNABIS OWNERS
  • TIPS
  • LEARN
    • 10 DO's and DONT's
    • WHAT ARE POINTS?
    • SHOULD I PAY POINTS?
  • OUR MORTGAGE PROCESS
    • LOAN APP CHECKLIST
  • FIRST APPOINTMENT CALL
  • MEET DEREK
  • TESTIMONIALS
  • BANKS WE WORK WITH
  • APPLY NOW
  • WHO IS C2 FINANCIAL?
    • C2 ADVANTAGE
  • CONTACT DEREK